Modern Banking, Old-Fashioned Customer Care.

Checking Accounts:

Free Checking Account

Minimum opening balance of $100. No minimum balance requirement thereafter.

  • No limit on number of checks
  • No monthly maintenance charge
  • Truncated - A detailed statement replaces your imaged checks
Also available upon qualification:
  • Free ATM / Check Card
  • Free Online Banking
  • Free Bill Pay

Ask your New Accounts Officer for details

 

50 Plus Checking

A Club Account for Customers 50 or Better

Minimum opening balance of $100.00. Interest rates are posted in bank lobby.

  • Minimum opening balance of $100.00
  • No maintenance fee with minimum balance of $l00
  • Interest is paid each day the account's collected balance is $750.00 or more
  • Only $6 per month if the balance falls below the $100 minimum
  • 24 ATM Card with no charge for local ATM transactions
  • Free Photo Copies (limit 4 per month)
  • Free Online Banking
  • Free Bill Pay

Ask your New Accounts Officer for details. Consumer Deposits Only

 

Second Chance Checking

Minimum Opening Balance of $100

  • No Minimum Balance After Opening Balance of $100
  • $10.00 Monthly Service Charge
  • Truncated - A Detailed Statement Replaces Your Imaged Checks

Ask your New Accounts Officer for details.

 

FREE Small Business Checking

Minimum Opening Balance of $100

  • No Minimum Balance After Opening Balance of $100
  • No Limit on Number of Debits or Credits

Ask your New Accounts Officer for details.

 

Commercial Checking Account

Corporations or Large Business Accounts With Daily Transactions

  • Minimum Opening Balance $500
  • Account will be placed on an Analysis to Determine Monthly Service Charge

Ask your New Accounts Officer for details.

 

Money Market Investment Checking

Minimum Opening Balance $2,500

  • Earn a TOP RATE on every dollar you deposit without sacrificing the availability of your money.
  • Earn interest each day the collected balance is $2,500 or more.
  • Unlimited deposits
  • Limited to 6 withdrawals per statement month - 3 of which may be made by check to a third party. $5.00 charge for each withdrawal over 6 per statement month
  • Interest rate may change daily - Rate is posted in bank lobby
  • Interest deposited monthly to account
  • $10.00 maintenance charge per month on accounts falling below minimum

Ask your New Accounts Officer for details.

 

Premium Money Market Investment Checking

Minimum Opening Balance $5,000

  • Earn Interest each day the collected balance is $5000.00 or more.
  • Unlimited Deposits
  • Limited to 6 withdrawals per statement month - 3 of which may be made by check to a third party
  • $5.00 Charge for each withdrawal over 6 per statement month
  • Interest rate may change daily - Rate is posted in bank lobby
  • Interest deposited monthly to account
  • You must receive your statements electronically online
  • $20.00 monthly charge if you do not sign up for e-statements
  • Accounts falling Below $5000.00 during the monthly cycle will have a $20.00 maintenance charge per month

Ask your New Accounts Officer for details.

 

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