Modern Banking, Old-Fashioned Customer Care.

Kasasa® Accounts:

Free Kasasa Cash® Accounts

Get rewarded with high interest earnings plus refunds on your ATM fees.* Free checking that pays you in high interest and refunds on your ATM fees, nationwide.*

Choose a free checking account that rewards you for doing banking basics that you're probably already doing. Kasasa Cash® pays up to 2.02% APY* each month.

Plus, you'll get refunds on your ATM fees, nationwide.* Connect your Kasasa Cash account to a Kasasa Saver® to build your savings automatically. That's Kasasa® at Concordia Bank - big bank rewards with a community bank heart.

Benefits

  • Free checking that pays high interest
  • 2.02% APY* on balances up to $15,000
  • 2.02% to 0.39% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Can link to high-rate Kasasa Saver account
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

Earning your rewards is easy!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Be enrolled in and agree to receive eStatements

That's really it. Even if you don't meet these qualifications during the cycle, you still have a free account that earns our base interest rate. Plus, you can get right back to earning your full rewards the very next qualification cycle.

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000.00 receive APY of 2.02%; and balances over $15,000.00 earn 0.15% interest rate on the portion of balance over $15,000.00, resulting in a range from 2.02% to 0.39% APY depending on the account's balance and (2) you will receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/26/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit or ACH Debit, receipt of electronic statements, and 10 debit card transactions are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account's qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC . Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

 

Free Kasasa Cash Back® Checking

Earn cash back on your debit card purchases plus refunds on your ATM fees.* Free checking that pays you cash back plus refunds on your ATM fees, nationwide.*

Get paid to go shopping with free Kasasa Cash Back® checking. You'll earn 2% cash back on your everyday debit card purchases, up to $6 per month.*

You'll also get refunds on your ATM fees from any ATM you use in the United States.* That means you can make any ATM your ATM - even the big banks'!

Benefits

  • Free checking that pays you back
  • 2% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $6 cash back per month
  • Refunds on ATM fees, nationwide (up to $20 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking with bill pay
  • Free mobile banking
  • Free eStatements
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

Earning your rewards is easy!
To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH credit transaction post and settle
  • Be enrolled in and agree to receive eStatements

That's all there is to it. Even if you don't meet these qualifications during the cycle, you still have a free account. Plus, you can get right back to earning your cash rewards the very next qualification cycle.

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of 6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Monthly Direct Deposit/ACH Debit, receipt of electronic statements and 10 debit card transactions are conditions of this accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

 

Free Kasasa Saver®

Free account that builds your savings automatically and pays a high rate. A free account that connects to your free Kasasa® checking for easy, automatic savings.

Saving should be easier than it is - that's why we offer free Kasasa Saver®. It connects to your free Kasasa Cash® or Kasasa Cash Back® checking to make saving effortless.

When you earn cash rewards in your Kasasa checking, those earnings transfer into Kasasa Saver. Plus, your Kasasa Saver earns up to 0.25% APY!*

Benefits

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 0.25% APY* on balances up to $15,000
  • 0.25% to 0.12% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • $25 minimum deposit to open

Earning your rewards is easy!
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 direct deposit or ACH credit transaction post and settle
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet these qualifications during the cycle, your Kasasa accounts are still free. Plus, you still earn our base interest rate on Kasasa Saver - and you can get right back to earning your full rewards the very next qualification cycle.

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle: Kasasa Saver: Balances up to $15,000.00 receive APY of 0.25%; and balances over $15,000.00 earn .10% interest rate on the portion of balance over $15,000.00, resulting in a range from 0.25% to 0.12% APY depending on the account's balance. Kasasa Cash: Balances up to $15,000.00 receive a non-compounding APY* of 2.02%; and balances over $15,000.00 earn 0.15% interest rate on the portion of balance over $15,000.00, resulting in a non-compounding range from 2.02% to 0.39% APY* depending on the account's balance. Kasasa Cash Back: 2.00% cash back on up to a total of $300.00 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Cash Back qualifications are not met, Kasasa Saver: All balances earn .05% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.05%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 10/26/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly Direct Deposit/ACH Debit, receipt of electronic statements, and 10 debit card transactions are a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account's qualifications. Limit 1 account per social security number. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.

 

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