Modern Banking, Old-Fashioned Customer Care.

Savings Accounts:

Statement Savings Account

Minimum opening balance of $100.00.

  • Minimum opening balance of $100.00
  • Minimum opening balance for customers under 18 is $25.00
  • Earn interest each day the collected balance is $100.00 or more.
  • Interest rates are posted in bank lobby.
  • Earned interest is deposited to the account each May 31 and November 30.
  • FEES: In any month that the average collected balance falls below $100.00 ($25.00 if under 18 years old), a $2.00 maintenance fee will be assessed.
  • A $.25 charge per withdrawal in excess of 4 per month will be assessed. No interest is paid on accounts closed prior to interest payment dates.

 

Certificates of Deposit

We offer various CD's to fit your investment needs.

  • We quote rates for 6 month - 3 Year Certificates
  • Interest may be deposited to your bank account or compounded to your certificate.
  • We offer various CD's to fit your investment needs.

Penalty for early withdrawal of Certificates of Deposit

 

IRA Certificates

We offer attractive interest rates with a range of terms on our IRA's.

We offer the following selection of terms on our IRA's, with attractive interest rates:

  • 1 - 3 year fixed rate
  • 30 month TDOA (Time Deposit Open Account)
  • 1 year Roth

Interest compounded semi-annually

Current certificate and IRA rates are posted in Bank Lobby

 

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