What does Concordia Bank do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires to tell you we collect, share, and protect your personal information. Please read the notice carefully to understand what we do.
Type of Information Collected
The types of personal information we collect and share depend on the product or services you have with us. This information includes:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customer's personal information to run their everyday business. In this section below, we list the reasons Concordia Bank chooses to share, and whether you can limit this sharing.
Reasons We Share This Information
How does Concordia Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Concordia Bank collect my personal information?
We collect your personal information, for example, when you open an account, deposit money, pay your bills, apply for a loan, or use your debit card. We also collect your personal information from others, such as credit bureaus and other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing
Affiliates - Companies related by common ownership or control. They can be financial and non-financial companies. Concordia Bank has no affiliates.
Non-affiliates - Companies not related by common ownership or control. They can be financial and non-financial companies. Concordia Bank does not share with non-affiliates.
Joint marketing - A formal agreement between non-affiliated financial companies that together market financial products or services to you. Concordia Bank's joint marketing partners are Econ-O-Check and Kasasa.
Concordia Bank does not disclose (and does not reserve the right to disclose) non-public personal information about customers and former customers to third parties outside those permitted by law.